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Incharge Releases PWA Banking App To Support Fleeing Ukrainian Refugees

A new banking services app has been established by Incharge to specifically accommodate the needs of Ukrainian refugees, offering free banking services to anyone fleeing the country following the Russian invasion. 

Incharge has been built using Intergiro.3d, the Banking as a Service (BaaS) solution of Intergiro.

The app created by the company offers free banking services and physical or virtual debit cards to all Ukrainian nationals fleeing the Russian invasion. 

The app was released exactly one month after the invasion began, which has now resulted in over 3.7 million people seeking refuge in bordering countries, with limited possessions and documentation.

These refugees who require access to banking and financial services to buy essential goods, pay bills and send money home to their families, can now open an InCharge account remotely, easily and without cost.

Both Intergiro and Incharge have Ukrainian colleagues amongst their teams, which brought additional sentiment and reason to provide a product to support the Ukrainian people.

Incharge director Enrique Espinosa
Enrique Espinosa

“The conflict in Ukraine has forced many people to flee their homes and seek refuge in neighbouring countries,” said Incharge director Enrique Espinosa.

“We want to help these people by offering them free account services, which will make it easier for them to access their money and get by in these difficult times.”

A useful feature of the Incharge app is that in addition to being native to Apple and Android, there is also a progressive web app (PWA) version.

This differentiation means that people do not need to have a specific type of phone to register and use the services — all they need is a phone or computer with a web browser.

Both the website and app are available in English and Ukrainian, while the support channel is manned by Ukrainian-speaking volunteers.

Intergiro CEO Nick Root
Nick Root

“We built Intergiro for innovators and change-makers, so by now we are fairly used to seeing impressive and creative uses of our APIs, but what Incharge has done has blown us away,‘’ said Intergiro CEO Nick Root.

“Could there be a better and more meaningful showcase for embedded finance and technology in general? A fully functioning banking services app, built, tested and deployed in less than four weeks, utilising open-source testing and a volunteer support team on Telegram, to help people in desperate need.

“The refugees need our help, and we’re committed to doing everything we can to support them,” added Root.

Intergiro and Incharge join a string of fintech companies that are extending assistance to the people of Ukraine. 

iGaming supplier SOFTSWISS has created a dedicated fund for the cause of supporting refugees, whilst recent data from interactive investor shows how investors are being increasingly conscious of what their money is funding and where it is going in light of the conflict.

For our full coverage of the conflict in Ukraine, please see the latest by The Fintech Times here.


  • Tyler is a fintech journalist with specific interests in online banking and emerging AI technologies. He began his career writing with a plethora of national and international publications.

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