A business app that turns an Android device into a mobile cash register and payment terminal for contactless payments has been developed by ING and the payment solutions specialist CCV.
CCV developed the software point-of-sale (SoftPOS) solution in close collaboration with Cow Hills, ZEBRA and ING, with the latter being responsible for the transaction processing of payments to retailers.
Software company Cow Hills provides the mobile checkout, with the solution running on ZEBRA mobile devices, which are widely used by many retailers.
The developed SoftPOS is hoped to eliminate the requirement for in-store cash registers, allowing business owners to use portable smart devices like mobile phones and tablets as payment terminals for contactless payments.
To do this, business owners must install the new ING and CCV app on their Android devices along with their mobile checkout app.
This offers new possibilities for retailers and the catering industry. The use of SoftPOS can provide a better customer experience alongside new possibilities for the retail and hospitality sector to use staff more flexibly.
For example, an employee assisting a customer with a purchase will be able to accept the payment directly, as opposed to using a traditional cash register. The use of SoftPOS can provide a better customer experience alongside new possibilities for the retail and hospitality sector to use staff more flexibly.
The app supports all contactless payments with Mastercard, Visa, Maestro and V Pay, through Apple Pay and Google Pay. It will also work for processing larger amounts that require entering a pin code on the mobile device.
The two companies have confirmed department store HEMA as the first retail chain to test the new payment solution in a number of its stores.
From mid-September, HEMA will run a trial in three stores. If the pilot proves successful, the retail chain intends to roll out the innovation on a larger scale.
“With this new app, we’re taking the next step into the future of payments,” says Enny van de Velden, chairman of the executive board and CCO of CCV. “Thanks to the cooperation with ING, Cow Hills and ZEBRA, business owners can benefit from a fully integrated system to accept payments on existing hardware. This opens up new opportunities for entrepreneurs.”
“With this solution, the ease of payment has increased again, with which we can also provide a better customer experience,” adds Laurens Schretlen, head of product management cards and merchant services at ING. “That fits in with ING’s vision. The technology has proven itself and we are now taking the first steps towards a large-scale rollout.”
