Pennies, the fintech charity, digitises the traditional collection tin – enabling consumers to round-up or top-up by a few pence when they pay. Over the last seven years, Pennies has collected over 40 millon micro-donations across 60 participating retailers, including Domino’s, Boots Opticians, and Virgin Holidays. The move gives customers the opportunity to donate using the digital charity box …
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We sat down with Ian Ewart, previous Head of Products, Services & Marketing at Coutts, to discuss his current view of the wealth management industry and some of the trends that may pave the way in establishing its future outlook. From our chat with Ian, there were 5 key themes that …
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The company behind the communication and collaboration technology that could vastly improve home care for older people across the UK is scaling up following a successful pilot in the Leeds City Region. Konnektis is delivered via a 4G internet-enabled tablet that stays permanently within a person’s home acting as a …
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An Industry Driven by Digital, Data and Artificial IntelligenceAsset Managers (as well as the wider financial services industry) have gone through difficult times over the past 9 years, and regulators have hampered their growth and imposed significant burdens on them to continue to do business. Today, the sector is going …
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Like any means of value transfer and storage, solutions based on blockchain technology are vulnerable to fraud. According to the Association of Certified Fraud Examiners (ACFE) fraud is: An intentional act or omission designed to deceive others, resulting in the victim suffering a loss and/or the perpetrator achieving a gain. …
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Blockchain is arguably the most transformative technology since the invention of the Internet. Initially, the cryptocurrency use case with Bitcoin was fuelled by talented developers who were passionate about its stateless ideology. In the Blockchain Adoption Curve (Figure #1), these innovators represented talented technical minds who believed that blockchain could …
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Santiment are a pioneer in developing objective research and data for the cryptocurrency sector, and have conducted analysis on impact of social media sentiment on returns. Research aims to provide insight into drivers for crypto prices Santiment, the world’s first crypto-market datafeeds platform is making an open database, and expert-curated …
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FinTech North and Nesta, the innovation foundation, have announced that the recently launched ‘Open Up Challenge’ for FinTech entrepreneurs will be showcased during Leeds Digital Festival on 26th April 2017. In February, Nesta launched the Open Up Challenge, a new £5m prize fund to inspire the creation of next-generation services, …
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Research by Nostrum Group, a lending technology provider based in London and Harrogate, has revealed that consumers increasingly value personalisation, honesty and integrity ahead of speed and monthly cost when choosing a loan provider. CEO Richard Carter gives The Fintech Times readers a preview of Nostrum’s research, unveiled in December. …
Read More »”The emergence of smartphones and tablets has led us towards an ‘any time, any place, any device’ culture and financial services providers now need to align to these changing consumer demands.” – Richard Carter, CEO Nostrum Group. Many industries are being disrupted by the ever-increasing role of digital technology in …
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