Biometric Technology
Challenger Banks Europe Paytech

Sweden’s First Biometric Payment Card is Set to Rock the World of Paytech

IDEX Biometrics has come together with the augmented identity provider IDEMIA to support Rocker, the Swedish challenger bank, as it gears up to launch biometric payment cards in the market.

The pandemic accelerated the use of contactless cards throughout everyday payments, which in turn, gave rise to biometrics and its wider use within paytech.

The Swedish fintech Rocker has become one of the first in its field to utilise this technology and is actively working with IDEX Biometrics and IDEMIA to establish its own ‘Rocker Touch’ biometric card.

The card itself is reportedly built upon IDEMIA’s F.CODE, which itself combines chip technology with fingerprint biometric security to verify the identity of the cardholder. An embedded sensor powers the chip and authenticates identity through a fingerprint.

Rocker Touch has been designed to be compatible with traditional EMV machines across the globe.

As a challenger bank, we are constantly testing new technology to develop smarter financial services that are easier to use and that help our customers improve their everyday financial lives,” comments Andreas Norberg, VP Save & Spend at Rocker. “Launching Rocker Touch is part of our strategy to offer smart and secure payment solutions across platforms, whether you wish to pay with your mobile, a card or with a transfer.”

The service has concluded its beta testing phase, with customer satisfaction reportedly sitting at 95 per cent. According to a global market survey, 76 per cent of consumers are interested in using contactless for high-value payments, whilst 81 per cent are ready to use their fingerprints to authenticate instead of PIN code.

“Rocker leads the field among Swedish fintechs in terms of innovation and with Rocker Touch we are revolutionising and simplifying the way our customers authorise their payments,” continues Norberg. “This premium product will be offered as a new service in our comprehensive and growing offering of retail financial services that are easier to use, more flexible and better priced.”

Catharina Eklöf, Chief Commercial Officer at IDEX Biometrics.
Catharina Eklöf

“This groundbreaking solution meets customer needs by bringing additional convenience and peace of mind. The biometric payment card is certified by Visa and Mastercard and Rocker Touch will work seamlessly with any payment terminal. We are pleased to work with Rocker and IDEMIA to contribute to smarter and more secure card payments and as trailblazers for this innovative technology,” said Catharina Eklöf, Chief Commercial Officer at IDEX Biometrics.

“At IDEMIA, we’re proud to partner with Rocker to bring ever-more innovative solutions to shape the future of payments. These partnerships embody our commitment to providing secured and trusted technologies to our customers. These cards allow authorizing payments via a fingerprint sensor embedded into the card. Biometric data is securely stored in the chip and never leaves the card. In addition to making our means of payment more secure, customers would also be able to pay contactless whatever the amount of the transaction,” added Aaron Davis, SVP Europe Region, IDEMIA.


  • Tyler is a fintech journalist with specific interests in online banking and emerging AI technologies. He began his career writing with a plethora of national and international publications.

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