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One Billion Consumers To Be Protected Under ACI Fraud Management Solution

In the wake of increased risks and emerging threats to real-time payment systems, it’s predicted that more than one billion consumers worldwide are to utilise the ACI Fraud Management solution by real-time digital payment software solutions provider ACI Worldwide.

While the pandemic has accelerated the global shift toward real-time and digital payments, it has also accelerated the creation of digital accounts, including new accounts from the previously unbanked population. As a result of this, ACI has reported a 33% increase in the creation of consumer digital accounts in just over two years.

In addition, the transactional volumes being protected by ACI have more than doubled since 2019 as financial institutions worldwide continue to battle new and emerging threats, including identity fraud, internal fraud, account takeover, and a rising number of other illegal activities across all channels.

ACI has demonstrated how their Fraud Management solution delivers enterprise fraud prevention capabilities that have proven crucial to protecting customers in today’s heightened fraud environment. The solution offers advanced machine learning as well as behavioral biometrics capabilities, predictive analytics, and industry-defined rules, helping banks to identify and mitigate financial crime.

It includes the ACI Model Generator, which enables business users to create and maintain their own predictive machine learning models. In addition, it offers a wide range of sophisticated capabilities in the areas of Know Your Customer (KYC) and Anti-Money Laundering (AML). ACI’s network intelligence approach delivers an industry, regional, and market-wide view of emerging threats.

“We hit an important milestone with the protection of one billion consumers, but the key is providing our customers with the immediate protection they need and staying several steps ahead of fraudsters looking to exploit consumers in the vulnerable situation created by the pandemic. Running one cost-effective, scalable enterprise solution is the best way to adapt in today’s new environment,” said Cleber Martins, Head of Payments Intelligence and Risk Solutions, ACI Worldwide.

“ACI Fraud Management offers more fraud protection from a single solution. Banks worldwide are looking to consolidate their technology and data into cloud-ready platforms that drive innovation and operational efficiencies, which ACI Fraud Management delivers on all fronts.”


  • Tyler is a fintech journalist with specific interests in online banking and emerging AI technologies. He began his career writing with a plethora of national and international publications.

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