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New Report: Open Banking: Rearchitecting the Financial Landscape from FT Partners Research

The proliferation of Open Banking standards could have a transformative impact on financial services in the coming years. Earlier this week FT Partners Research released its new, in-depth, 250+ page industry research report, “Open Banking: Rearchitecting the Financial Landscape.”

Open Banking – a framework wherein banks open up their APIs and enable third parties to access customers’ financial data in order to provide new services – provides greater transparency to consumers, while also lowering the barriers to entry for new players. This should encourage heightened levels of innovation and competition in financial services, while also enabling banks to partner with and provide services to FinTech companies, rather than competing directly with them.

Open Banking principles have also enabled the rise of Embedded Finance, which empowers any company to offer financial products directly to their customers in their core platforms or apps. The concept of Embedded Finance extends well beyond banking and lending services, with use cases including embedded payments, insurance, and investment and brokerage products.

Key discussion topics of the report include:

  • An overview of trends related to Open Banking, Banking-as-a-Service, and Embedded Finance globally
  • A detailed landscape of FinTech companies in the Open Banking and Embedded Finance space
  • Proprietary list of financing and M&A transactions in the space – Exclusive interviews with CEOs and executives from over 20 high-profile Open Banking-related companies
  • Detailed profiles of over 60 companies in the space

You can view the report in full here.


  • Gina is a fintech journalist (BA, MA) who works across broadcast and print. She has written for most national newspapers and started her career in BBC local radio.

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