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Integrated Finance Launches 12-Week ‘Fintech Foundation’ Incubator

Integrated Finance launches its 12-week ‘Fintech Foundation’ incubator to provide businesses with the ‘next step’ in their growth journeys. 

Starting January 2023, the incubator will connect emerging fintech businesses with the guidance and technology required to take a solution from ideation to launch.

The incubator’s partner-led workshops and support sessions outline concepts for user experience, funding, regulations and compliance, as well as foreign exchange and revenue optimisation.

The programme’s design ensures more innovative Fintech businesses get to market and improve the provision of financial services globally.

The 12-week programme features multiple participants from across the fintech sector and will be accompanied by Integrated Finance’s partners; which include Mastercard, Currencycloud and Enfuce.

Alistair Cotton, CEO and co-founder of Integrated Finance
Alistair Cotton, CEO and co-founder, Integrated Finance

Alistair Cotton, CEO and co-founder of Integrated Finance, says the launch of the incubator will “deliver the knowledge that some businesses may currently lack.”

He hopes that it will enable participants to “build effective proof of concepts, facilitate live transactions for customers, and to stand out as attractive investments for venture capital businesses in a moment of sector uncertainty.”

To do this, Cotton confirms the company’s focus on “helping companies who can demonstrate true customer demand for their product, as well as an ability to scale.”

By emphasising the importance of scalability and customer demand, Integrated Finance’s ‘Fintech Foundation’ differs from previous incubators.

Combining a relevant core banking stack and fintech providers from different verticals together, the company has removed many of the common pitfalls associated with stalled launches.

It has designed an incubator that enables fintechs to develop their offering without managing the complexities of the underlying technology that would typically take many months to build.

Partner participation

Derren Powell, vice president, fintech and EMI, business development at Mastercard, recognises how the programme will “deliver the education, insights and due access needed by companies across the sector.”

“In doing this,” he continues, “the incubator provides the necessary infrastructure to make fintechs easier to build and scale.”

“With our support, fintech startups on the programme can quickly develop and implement scalable cross-border and FX solutions as part of their product offering, enabling more cost- and time-effective go-to-market strategies,” adds Richard Stockley, director of partnerships at Currencycloud.

“The programme really emphasises the true importance of collaboration, which is so important to us.”

Denise Johansson, co-CEO at Enfuce, explains that the incubator “has been designed to help founders develop their companies from the ideation stage, all the way to fully-fledged business propositions centred around solid unit economics, and deep revenue streams.”

“As such,” continues Johansson, “this programme has the potential to be a real game changer in the world of fintech.”

A total of nine partners from across the fintech sector are supporting the incubator.

In addition to the aforementioned businesses, partners include venture capital firms Octopus Ventures, 500 Global and SuperSeed and fintech providers ComplyAdvantage, SumSub and Fintech Alliance.

At the end of the programme, which is expected in April 2023, incubator participants will have an opportunity to pitch their learnings, traction and future plans to the programme’s partners and investors.


  • Tyler is a fintech journalist with specific interests in online banking and emerging AI technologies. He began his career writing with a plethora of national and international publications.

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