Waltz, the all-in-one platform streamlining US residential real estate financing for foreign national investors, will now be able to fund up to $1billion in loan volume following a new $25million line of credit, provided by affiliates of Setpoint Capital, bringing the total equity and debt funding to date to $50million.
There has been a lot of consumer demand from foreign investors, specifically from Latin America (LatAm), looking to enter the US market. In fact, Mexico, Brazil and Colombia are the three largest sources of US real estate investment in LatAm. Consequently, Waltz’s end-to-end digital platform is being called upon as said investors look to quickly form an LLC, open a US bank account, exchange currencies, secure financing, and close on property purchases.
Since its launch in July 2024, Waltz has processed more than $300million in loan applications across four continents. Following the latest funding, Waltz will use the $25million line of credit to originate additional US mortgage loans for foreign buyers through its fully digital platform, so it can support Waltz’s official launch across LatAm, with a focus on Mexico, Brazil, Colombia, and Argentina.
“With Waltz’s full-service approach, they are streamlining investment opportunities and making it easier for individuals across the globe to invest in income-producing residential properties in the US,” said Kendall Ranjbaran, managing director of investments at Setpoint Capital. “Setpoint is proud to provide a tailored credit solution as they continue to scale.”
Amid headlines of global economic uncertainty, Waltz has seen strong demand for US investment property mortgages from LatAm. Waltz has already transacted with some of the region’s brokerages, such as RE/MAX and eXp Realty. The company is using AI to onboard, complete the underwriting process, sell loans to reputable institutions such as Acra Lending (a subsidiary of HPS, acquired by BlackRock), Atlas SP (backed by Apollo), and others.
Why LatAm?
Waltz’s expansion into Latin America follows a successful beta rollout and robust inbound interest from the region. Data shows that Latin American buyers are 29 per cent of international investors in US residential real estate (from purchases of existing property sales alone, not including new developments), with Mexico, Brazil and Colombia leading the region.
Building upon a multilingual team that speaks 10 languages, Waltz has introduced dedicated resources for Latin Americans, offering localised content and support in both Spanish and Portuguese through specialised marketing, while expanding its sales and customer support teams.
The company is also in the final stages to bring its advanced technologies and capabilities, such as foreign exchange and quick cross-border transfers for LatAm countries, starting with Mexico and Brazil.
“The demand from Latin America was immediate and that is not surprising—U.S. real estate is a blue chip investment for foreign nationals. The stability, rooted in the historical strength of the U.S. economy, facilitates wealth creation from financing options, the potential for passive income streams, and property value appreciation. When paired with customer-centric digital solutions, it becomes clear why digital platforms like Waltz resonate with today’s global investors,” said Yuval Golan, founder and CEO of Waltz.
