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Need Some Last Minute Christmas Inspiration? Here’s The Fintech Festive Gift Guide

Left presents until the last minute again? The frantic Christmas Eve shopping ordeal is never fun, and with last posting dates long since gone, you’d be lucky to get anything delivered by now.

But have no fear! The Fintech Times has got you covered with some last-minute gift ideas for all the fintech aficionados in your life, all of which can be gifted virtually!

It’s beginning to look a lot like crypto

It may be a crypto winter, but gifting cryptocurrency could be the perfect answer to any last-minute gifts needed. Whether it’s via a direct wallet transfer or a physical crypto wallet you can wrap on the big day – some Bitcoin, Ethereum or even their favourite meme coin could be a great gift to spark an interest in crypto or add to their investments. 

It’s lovely weather to be investing together with you

Saving and investing are hot topics right now, especially with the cost of living crisis causing people to tighten their belts this Christmas. Why not give the gift of an app subscription helping you to automatically save and/or invest change from daily purchases or automatic deposits? There are plenty out there to choose from: Plum, Moneybox and Acorns are great places to start. 

Underneath the tree? More like NFT…

The huge hype NFTs have seen over the last couple of years may be starting to dwindle, but you could still find an interesting gift to give your fintech lover this year. Maybe an NFT that fundraises for charity? Some digital artwork or collectables for their virtual environment? Or simply an online trading card – all great options for someone into the industry – and no wrapping needed!

Do they know it’s Christmas time at all?

Remember the true meaning of Christmas by giving a charitable donation this holiday season. Look out for a Goodbox contactless donation device to instantly give digitally. Or for something more long-term, US financial platform Daffy helps you set money aside automatically, investing it via DAF (donor-advised fund) and then donating it to any of over 1.5 million charities. In the UK, the financial app Cleo has a one-click charity donation option for you to feel the spirit of Christmas all year round.

Santa baby, a ’54 convertible too (insured)

With laptops, gaming consoles and smartphones all at the top of many people’s lists for Father Christmas, it comes as no surprise that gadget theft is on the rise. One Sure Insurance has found that a laptop is stolen every 53 seconds in the UK, so why not protect those big-ticket items and give the gift of an insurance policy this Christmas? It might sound like the boring way out, but the fintech lover in your life will be thanking you when their phone gets stolen after one too many at the New Years party. 

I should be paying in the winter snow

Despite the push to digital, cash is still the second most important payment method, with research from Accenture finding almost two-thirds of UK adults (63 per cent) are using cash at least five times a month. Skip the socks and chocs this year and gift your people some cold hard cash to make them smile this Christmas.


  • Polly is a journalist, content creator and general opinion holder from North Wales. She has written for a number of publications, usually hovering around the topics of fintech, tech, lifestyle and body positivity.

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