EDITORS NOTE

When I was asked to join The Fintech Times as a guest editor for this edition, I was keen to strike a hopeful tone. After all, the past 18 months have affected us all in one way or another, and as the world navigates a return to normal, I want to point to a more hopeful future, and fintech has an important role to play in this future, at least in financial markets.
Technology has been a part of financial markets for decades; from ATM machines to computers that model financial risk, front-office trading platforms and back-office settlement systems.

So, what makes fintech so different now?

Parma Bains, fintech expert at International Monetary Fund

The views in this editorial are those of the author and do not necessarily represent the views of the IMF, its Executive Board, or IMF management

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