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Pay With Your Face: VisionLabs’ New Biometric Payment Terminal

The facial recognition company VisionLabs has introduced its latest biometric payment hardware – the VisionLabs LUNA POS Terminal.

The certified terminal comes as the first payment device to enable both traditional credit card payments and biometric facial recognition payments in one.

How It Works

  1. The terminal scans the customer’s face, similar to using facial recognition to unlock a smartphone.
  2. The terminal does not save facial data and will never capture any faces without consent from the customer and authorisation from the terminal operator.
  3. In a matter of milliseconds, the face template is sent to the payment service provider or bank for identification.
  4. VisionLab’s algorithm identifies whether the customer is who they say they are, determining transaction success or failure

The LUNA POS Terminal is vendor agnostic, portable, and available to a range of sectors via their chosen systems integrator, making it suitable for a vast range of applications including restaurants, banking centers, delivery couriers, gas stations, sports venues, and airport lounges.

With six design and three utility patents filed, the device is set to disrupt everything we know and expect from biometric payments systems. VisionLabs’ facial recognition software is already used in more than 60 countries by enterprises across banking and finance, retail, transport, and a wide range of other sectors.

A Biometric Payment Solution

The VisionLabs LUNA POS Terminal is the first payment terminal to support both traditional payment methods whilst also facilitating transaction authorisation via biometric facial recognition. It offers the hardware, supported by VisionLabs’ AI-driven facial recognition algorithm, to empower banks and merchants to offer their customers a completely contactless solution. For consumers, the LUNA POS Terminal offers a better, safer digital transaction experience.

Technology For The Times

The creation of the terminal comes as a direct response to the Covid-19 pandemic, which has radically accelerated the shift to biometric contactless payment methods. While some banks are already using smartphone-supported facial recognition to authenticate online payments, this is not enough to satisfy consumers’ growing demand for safer and more secure ways to pay, contact-free.

This appetite will see the number of users securing payments via software-based facial recognition exceed 1.4 billion globally by 2025 compared to just 671 million in 2020. Beyond this, facial recognition payments offer consumers a quick, convenient and more secure alternative to traditional card payments.

The LUNA POS Terminal offers merchants and banks a complete contactless solution. For customers, this means a seamless way to pay using biometrics, though they can still opt for traditional payment methods — chip cards, magnet stripe, standard contactless payment, and Near Field Communication (NFC) — should they wish to.

“We introduced our first generation of LUNA POS with no credit card support in 2019 to simply try out the face-based payment process,” said Anton Nazarkin, Global Business Development Director at VisionLabs. “It quickly turned out that the adoption rate of this technology exceeded our expectations: we have recorded a conversion rate upwards of 40% to face payments among different types of major national banks and retailers.

“With the LUNA POS, we pushed ourselves to the limit in designing a unit that not only meets our strict requirements as a best-in-class facial recognition solutions vendor but also implements the highest security standards that exist in the payments industry”.


  • Tyler is a fintech journalist with specific interests in online banking and emerging AI technologies. He began his career writing with a plethora of national and international publications.

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