Behind the Idea: Arf
Arf co-founder and CEO Ali Erhat Nalbant on why pre-funding still traps capital in cross-border payments and how on-demand settlement liquidity sets it free.... Read more.
AI Supervision Starts With Your Data: Do You Own It?
Compliance teams are racing to adopt AI supervision. Jamie Hoyle of RedOak/MirrorWeb argues the first question is whether firms own their communications data.... Read more.
NatWest Boxed’s Andy Ellis on BNPL Rules and Retail Finance
NatWest Boxed CEO Andy Ellis says the UK's new BNPL rules give retailers the chance to take back ownership of consumer credit at the point of purchase.... Read more.
The Earnings Call Went 24/7. Wall Street’s Clock Didn’t
Bitget CEO Gracy Chen argues that tokenised stocks and always-on venues are moving price discovery into the hours when US exchanges are closed.... Read more.
Salad’s Alex Marsh on Lending Beyond the Credit Score
Salad group CEO and former Klarna UK chief Alex Marsh on why Open Banking data, not credit scores, should decide who in the UK can borrow affordably.... Read more.
Why Stablecoin Yield Is the Next Regulatory Flashpoint
Trace Finance CEO Bernardo Brites argues that yield, not issuance, is where stablecoin regulation gets hard, and that products must show who owes the customer.... Read more.
Detect It, Then Stop It: Inside the First VerityX Labs Challenge for UAE Banks
VerityX Innovation Labs has launched a UAE challenge seeking AI solutions that detect and stop mule-account fraud in real time, with a focus on accuracy, explainability... Read more.
Protecting Customer Data Starts with Operational Controls
Staff Boom CEO Norm Hudson argues insurers facing AI voice-cloning fraud need scoped access, audited workflows and equal vetting for every team handling data.... Read more.
Germany Leads the MiCA Register, But the Baltics Build the Rails
Paybis co-founder Konstantins Vasilenko argues Germany's lead in MiCA licences hides where crypto payment infrastructure is really being built: the Baltics.... Read more.
When Should AI Refuse to Answer in Regulated Fintech Support?
A former fintech customer experience manager argues AI support tools in regulated finance must learn when to stop answering and pass the customer to a human.... Read more.